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The Ministry of Health’s Digital Maternity Wallet has enrolled 1.2 million pregnant women since its 2023 rollout, providing Ksh3,000 per trimester for antenatal care and delivery. Funded through the Social Health Authority, the platform uses biometric verification and M-Pesa disbursement. Over 90% of beneficiaries report improved access to skilled birth attendants. The system integrates with Unified Health Records and NHIF. Early data shows a 30% reduction in maternal mortality in pilot counties. The World Health Organization has recommended the model for scale-up across Africa, calling it a scalable, low-cost innovation for maternal health.